2025 Mortgage Rates Projections Usa. Here's what several housing market experts anticipate for mortgage interest rates through the remainder of 2023 and into 2025. The mortgage giant doesn’t expect rates to dip below 6% until the fourth quarter of 2025.

Elevated mortgage rates and limited housing supply will continue to influence the relationship between rental and ownership markets, with regional variations. In early march they shot up to 6.73%.